2009年 03月 30日
パーフェクト・ストーム |
こういう記事がアメリカで出てきました。来年の後半までには世界経済が回復するなんてこと、本気で信じている人はまだまだいるみたいですが、これこそ「希望的観測」というものではないでしょうか？
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'Perfect storm' puts all types in financial peril
By Christine Dugas, USA TODAY
The current financial crisis is all-inclusive; our path to prosperity or even simple financial stability seemingly obliterated.
With every furlough, layoff or stock market drop, Americans of all ages and backgrounds are seeing their incomes dwindle, bills pile up and financial options disappear.
The number who are suffering has increased by 3 million the past year, according to a recent Gallup-Healthways survey. Some 37% of us said we were worried about money last week. Last year, 3.2 million consumers contacted the National Foundation for Credit Counseling, up from 2.2 million in 2007 and 1.4 million in 2006.
"What's happening to families is a perfect storm," says Bob Manning, a finance professor at Rochester Institute of Technology.
The personal stories illustrate how unemployment, health problems, shrinking retirement savings, unaffordable mortgages and other financial stressors lead to unprecedented challenges, worry and consequences. Recent history has shown periods when one area of concern consumed a family — a lost job for six weeks, for example — but nothing like this. And while people once could piece together solutions to recover financially or prevent outright financial ruin, fewer options exist today.
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家計に直結してくるから経済というのはパーソナルなものになるわけですよね。アメリカという国家もそうですが、アメリカ人は総じてカネを借り過ぎです。
引力の法則と同じで、使ったカネは返さなければならなくなるわけですから・・・。これからアメリカは本当に大変です。
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'Perfect storm' puts all types in financial peril
By Christine Dugas, USA TODAY
The current financial crisis is all-inclusive; our path to prosperity or even simple financial stability seemingly obliterated.
With every furlough, layoff or stock market drop, Americans of all ages and backgrounds are seeing their incomes dwindle, bills pile up and financial options disappear.
The number who are suffering has increased by 3 million the past year, according to a recent Gallup-Healthways survey. Some 37% of us said we were worried about money last week. Last year, 3.2 million consumers contacted the National Foundation for Credit Counseling, up from 2.2 million in 2007 and 1.4 million in 2006.
"What's happening to families is a perfect storm," says Bob Manning, a finance professor at Rochester Institute of Technology.
The personal stories illustrate how unemployment, health problems, shrinking retirement savings, unaffordable mortgages and other financial stressors lead to unprecedented challenges, worry and consequences. Recent history has shown periods when one area of concern consumed a family — a lost job for six weeks, for example — but nothing like this. And while people once could piece together solutions to recover financially or prevent outright financial ruin, fewer options exist today.
＝＝＝
家計に直結してくるから経済というのはパーソナルなものになるわけですよね。アメリカという国家もそうですが、アメリカ人は総じてカネを借り過ぎです。
引力の法則と同じで、使ったカネは返さなければならなくなるわけですから・・・。これからアメリカは本当に大変です。
by masa_the_man
| 2009-03-30 01:10
| ニュース
